Unlock Shouldirefi Pro
Every tool you need to plan your refinance with confidence — and walk into closing knowing you got the best deal.
From $4.85/mo — or a one-time $9.46 3-month pass.No subscription required. Full plan details below.
Side-by-Side Loan Comparison
Drop in each lender's Loan Estimate and instantly see the true lifetime cost of every offer in one view. Shoppers who compare even a few lenders routinely save thousands — this is how you make sure no one is quietly overcharging you.
Upload & Autofill
Upload a mortgage statement, debt statement, or credit report and we read the balances, rates, and payments for you. No manual typing, far fewer mistakes, and an accurate picture of your finances in seconds.
Instant Property-Value Estimate
Enter your address and get a home-value estimate pulled from leading sources — so your equity, loan-to-value, and cash-out numbers are built on a real value instead of a guess.
Unlimited Properties
Model more than one home — a rental, a second property, or an upcoming move — in a single plan to see your complete financial picture, not just one address.
Ad-Free Experience
A clean, focused workspace with zero ads or interruptions while you work through one of the biggest financial decisions you'll make.
There’s no recurring monthly fee unless you want continual access. Most people only need about three months: enough time to plan your move, shop and lock the best rate, and stay covered all the way through closing. Keeping access while your loan is in processing means you can instantly re-run the numbers if anything changes before it funds.