shouldirefi

Turn what you share into income — and crush bad debt

Shouldirefi helped you make sense of your finances. Now get paid to pass it on. Share shouldirefi.app with the people in your life, and earn a real cut of the revenue you help create — money you can throw straight at high-interest debt. It is free to join and open to everyone.

See what you could earnBrowse content to share

Your share link

Every signup that travels through this link is tied back to you — that is how you get credited.

Sign in to claim your personal referral link. No purchase required.

Sign in to get your link

How you earn

Rewards flow on the revenue you help generate. Three ways to earn stack together.

1. Direct referrals

The people you bring in yourself earn you the most. When someone signs up through your link and subscribes, you earn a share of that revenue for as long as they stay.

2. The chain, out to 4 degrees

When people you brought in go on to refer others, you still earn — out to four degrees of separation. So if a post goes viral, everyone up the chain who helped it exist earns a share, not just the last person who shared it.

3. Content creator commission

Make something worth sharing? Once your content is approved, you earn a dedicated commission on every signup it drives — a separate reward on top of your referral chain.

The exact rate for each tier is set by our team and shown live in the earnings calculator.

Promote what you know

Shouldirefi Pro unlocks every tool so you can speak from experience — but the earn program is free for everyone. There is nothing to buy to start sharing.

Explore Pro

Any earnings figures shown in this program are hypothetical illustrations, not typical results, and not a promise of earnings. Most participants earn little or nothing. Actual results depend on real conversions and the rates set by our team, which can change. Nothing here is financial advice. Payouts are earned only on direct shouldirefi.app subscription revenue — transactions with lending partners do not generate rewards. Payouts may require a completed IRS Form W-9, and totals of $600 or more in a calendar year are reported to the IRS.